Before You Move to Portugal: 7 Things Not to Do

Moving to Portugal is an exciting decision: Warm weather, safety, great food, and a relaxed lifestyle make it one of Europe’s most attractive destinations. But before packing your bags, there are a few mistakes you should avoid to ensure a smooth relocation.

1. Don’t assume your foreign documents are enough

Some documents must be apostilled or translated into Portuguese before being accepted by local authorities. Preparing this in advance will save you a lot of stress once you arrive.

2. Don’t expect to open a bank account instantly

Portuguese banks often require proof of address, tax identification (NIF), and additional compliance checks. Start the process early — in many cases, you can even open an account remotely.

3. Don’t underestimate the importance of the NIF

The NIF is essential for almost everything: renting a house, signing contracts, opening utilities, or starting a job. Make getting it one of your first priorities.

4. Don’t wait until arrival to understand your tax residency

Your tax obligations depend on how many days you spend in Portugal and where your income comes from. Knowing the rules beforehand prevents unpleasant surprises later.

5. Don’t assume renting a home will be easy

Demand is high, especially in Lisbon, Porto and the Algarve. Be ready with documents such as proof of income and references, and act fast when you find a good option.

6. Don’t forget to check healthcare options

Portugal has a public system (SNS), but many newcomers benefit from private insurance for quicker access. Research plans before arriving to choose what fits your needs.

7. Don’t overlook professional support

From tax registration to social security, compliance can be confusing for newcomers. Professional guidance helps you avoid mistakes and ensures everything is done correctly from day one.

Moving to Portugal becomes much easier when you know what to avoid. With the right preparation and guidance, you can start your new life smoothly and without surprises.

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